Borrow As Needed

Elevate Your Cash Flow Flexibility with Our Revolving Line of Credit Experience the versatility of our revolving line of credit, designed to seamlessly extend your cash flow whenever you need it.

Flexible & Renewable

Experience Swift Approvals and Rapid Access to Operational Funds Benefit from our ability to grant same-day approvals, ensuring you secure the essential working capital within a few hours.

Tailored Funding Options

Once you receive approval, your dedicated account manager will guide you through the array of available options. They'll ensure you have a clear understanding of each choice, empowering you to select the optimal solution tailored to your needs.

What is a Funding?

A Merchant Cash Advance (MCA) represents a financing alternative centered around the credit card sales recorded in a business merchant account, distinct from a traditional loan. Entrepreneurs can seek an MCA, resulting in funds being deposited into their business checking accounts within a mere 24 hours after approval.

Differing from conventional banks and other lenders, MCA providers evaluate risk and credit criteria through a distinct lens. Their assessment involves a scrutiny of daily credit card receipts, gauging a company’s capacity to meet advance repayment obligations punctually. Consequently, MCA interest rates might notably surpass those of alternative financing options. Hence, comprehending the terms presented is crucial, enabling you to make an informed determination about the suitability of an MCA for your specific requirements.

ABOUT US

Empowerment through Customized Funding Solutions

Our funding alternatives empower business owners to establish maximum limits in alignment with their cash flow, granting access to extra funds even before current obligations are fully settled. The adaptability we offer is driving the increased preference for term loans and lines of credit among entrepreneurs seeking financial support. At Mainstone Capital Group, we’re eager to engage in discussions about the funding avenues that best suit your needs. Whether you require a higher funding amount, extended terms, or wish to consolidate existing obligations, we’re here to assist. Reach out to us for further insights or delve into the subsequent sections to explore how our funding options can enhance your company’s prospects.
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Financial Advisory

At Mainstone Capital Group, our Financial Advisory services are designed to help business owners make sound, strategic decisions that support long-term success. We go beyond basic number-crunching—offering tailored guidance that aligns with your goals, cash flow, and overall financial health.

Our goal is simple: to empower you with the clarity and confidence needed to make informed financial decisions. With Mainstone Capital Group as your trusted advisor, you’ll gain more than just advice—you’ll gain a partner committed to your success.

Services

EXPLORE WHAT WE OFFER

Empower Your Business with Term Loans

When small businesses require substantial capital investments, business term loans often serve as the go-to financing solution. Opting for Mainstone Capital Group for your Business Term Loan is a wise decision due to our access to an extensive network of lenders offering a spectrum of fixed and variable-rate options. Our goal is to tailor terms that seamlessly align with your distinct funding requirements and cash flow considerations.

Exploring SBA Loans: Elevate Your Expansion

For those contemplating a substantial investment to drive significant business growth, considering an SBA Loan could be a prudent move. These government-backed loans typically offer unparalleled advantages, boasting the lowest interest rates, extended durations, and substantial borrowing limits within the realm of small business credit. However, they do come with more rigorous eligibility requirements and a more intricate application process. This is precisely where the expertise of Mainstone Capital Groupcomes into play. Our seasoned professionals can navigate the complexities on your behalf, ensuring a smoother journey towards securing the optimal SBA Loan for your expansion aspirations.

Streamline Your Finances with Consolidation

Should you find yourself entangled in a scenario where multiple lenders are drawing from your account, a consolidation plan could be your ideal solution. Through consolidating your existing positions and extending the repayment term, you can substantially reduce your overall payments by up to 65%. Furthermore, this approach streamlines your financial interactions, enabling you to manage just one lender rather than several.

Credit Card Processing Capital

Numerous small businesses, especially those heavily reliant on credit card transactions, often face challenges meeting their operational revenue needs. This stems from delays in receiving the complete receivables from credit card processing providers, which can stretch over weeks or even months. Mainstone Capital Group's Credit Card Processing Capital offers a swift and hassle-free solution to access the necessary funds, ensuring your business maintains its seamless operations.

Empower Your Business with a Line of Credit

Imagine the convenience of having access to a flexible line of credit whenever your company requires funds – for any purpose – without the hassle and costs of repetitive loan applications. This is precisely what Mainstone Capital Group's Business Line of Credit offers, making it one of the most advantageous financial resources available to small businesses.

Accelerate Cash Flow with Invoice/Receivables Financing

Is your business grappling with extended payment cycles? Are you confronted with the challenge of waiting for weeks, or possibly months, for your clients to settle their invoices, thereby impacting your profitability and straining your cash flow? If this resonates with you, Mainstone Capital Group's Invoice/Receivables Financing presents a viable solution to expedite your payment cycle.

In Search of Operational Funds?

Unsecured Small Business Financing Solutions

Our unsecured small business loans cater to a diverse spectrum of financial situations, offering essential assistance to entrepreneurs. At Mainstone Capital Group, we provide swift and convenient funding options for your small business without the need for collateral. Personal assets do not need to be pledged as security for these loans. By opting for an unsecured business loan, you can liberate your business credit cards and bolster your cash flow.

Step 1. Application Submission

Commence the process by filling out the application. Our application is designed to be straightforward, and you have the option to apply either online or through a phone call.

Step 2. Receive a Decision

Your dedicated loan advisor will meticulously assess your possibilities and discuss them with you.

Step 3. Get your funds

Finalize the online checkout process and promptly access your funds, potentially on the very same day.

Diverse Industries We Support

Throughout the nation, Mainstone Capital Group has extended funding to numerous small businesses across a wide array of industries. Our extensive expertise empowers us to adeptly align the appropriate product, rate, and term with the distinct objectives and hurdles of virtually every sector. Below is a glimpse of some of the industries we frequently collaborate with:

CONSTRUCTION

HEALTHCARE

TRUCKING​

HOSPITALITY​

LOGISTICS

CONSULTING / FINANCING​

Testimonials

What My Clients Say?

Mainstone Capital Group has been an absolute game-changer for my startup. Their funding expertise combined with a deep understanding of our industry gave us the boost we needed. Their team went above and beyond, providing personalized guidance that proved instrumental in shaping our growth strategy. Thanks to Mainstone Capital Group, we're not just building a business; we're building a success story.
Amanda Lee
Partnering with Mainstone Capital Group was the best decision we made for our expansion plans. From the initial conversation, it was evident that they were genuinely interested in our success. Their team's expertise guided us toward the right funding options, and their commitment didn't stop there. They continued to provide valuable insights and connections that helped us solidify our market position. With Mainstone Capital Group's support, our future looks incredibly promising
Adam Cheise
I was impressed by the professionalism and efficiency of Mainstone Capital Group. Their team guided me through the funding process seamlessly
Catherine Gilbert